Personal Checking Accounts

Basic Checking

Basic Checking is perfect for members who want a simple, hassle-free account with no minimum balance. Includes a free VISA™ Debit Card, which gives you the worldwide purchasing power of VISA, the convenience of debit, and Zero Liability fraud protection.

  • Free Unlimited Check Writing
  • Free VISA™ Debit Card
  • Free Direct Deposit
  • Free E-statements
  • No Minimum Balance
  • No Monthly Fee
  • 24-hour PAL and Home Branch Access
  • Nationwide Account Access
  • Overdraft Loan Protection Available

Checking Plus

Checking Plus is a unique, hassle-free checking account for our members who want to maximize their returns. Includes no-fee VISA™ Debit Card.

  • Free Unlimited Check Writing
  • Free VISA™ Debit Card
  • Free Direct Deposit
  • Free E-statements
  • Three REGIONAL ATM Transaction Fees Waived Monthly
  • No Minimum Balance
  • Low Monthly Maintenance Fee
  • 24-hour PAL and Home Branch Access
  • Nationwide Account Access
  • Overdraft Loan Protection Available
  • Dividends paid (with a minimum balance of $1000)
  • .25% Off of Qualified Loan Rates (Not Available With Any Other Offer)

First Step Checking

Our First Step Checking account offers hassle-free checking for those members who have had financial trouble in the past. This account teaches the member the basics of a checking account.*

  • Free Unlimited Check Writing
  • Free ATM Card
  • Free Direct Deposit
  • Free E-statements
  • Free Educational Service
  • No Minimum Balance
  • Low Monthly Fee
  • 24-hour PAL and Home Branch Access
  • Nationwide Account Access
  • Step Up Loan Available
  • Share Secure VISA Available

* Direct Deposit required for First Step Checking. Monthly fee of $8 applies.

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