Debt Consolidation Loans

As low as 9.24% APR*

Are you doggone tired of paying through the nose for those high-interest credit cards? Does revolving debt have you chasing your tail? Are your variable-rate cards getting RUFF?

A Personal Loan from REGIONAL lets you consolidate those cards and other loans into one monthly payment with a great rate and a fixed payoff date.

Loans up to $20,000 are available, with rates as low as 9.24% APR* for up to 36 months, or as low as 9.74% APR* for terms up to 60 months.

*APR=Annual Percentage Rate. Rates current as of January 29, 2023, and are subject to change based on market conditions and borrower eligibility. The maximum interest rate for this loan is 18.00% APR and the minimum approved loan amount is $500. Rates advertised reflect all available discounts (0.25% discount for automatic payments). No other discounts can be applied. Offer expires April 1, 2023.

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Personal Loans

A Personal Loan from REGIONAL can be used for anything you can imagine—major purchases, vacation, weddings, debt consolidation, home improvement projects and more. The possibilities are endless!

Loans up to $20,000 are available, with terms up to 60 months and lower rates than most credit cards, with the added benefits of fixed rates and a set payoff date. Apply online or call 1-800-762-7419 to speak to a Lending Expert.

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Personal Loans
Effective Date: 1/29/2023
APR=Annual Percentage Rate. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates.
TermAPR as low as
1-36 months 9.24%
36-60 months 9.74%

50/50 Loans

A 50/50 Loan is partially secured by the funds in a REGIONAL savings account, allowing you to double your saved amount at a low, fixed interest rate. A popular option for members with a Christmas Savings account. Ask a REGIONAL team member for details.

Share Pledge Loans

A Share Pledge Loan is secured against the funds in your Regular Savings account or DCA, allowing you to borrow at a great rate while still earning interest on your saved funds. A Share Pledge Loan is a great option for members who need to establish or re-establish credit, or for those who want to help a family member borrow by using their savings as collateral. Call 1-800-762-7419 and talk to a Lending Expert for full terms and conditions.

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