Personal Loans
A Personal Loan from REGIONAL can be used for anything you can imagine—major purchases, vacation, weddings, debt consolidation, home improvement projects and more. The possibilities are endless!
Loans up to $20,000 are available, with terms up to 60 months and lower rates than most credit cards, with the added benefits of fixed rates and a set payoff date. Apply online or call 1-800-762-7419 to speak to a Lending Expert.
Personal Loan Special
As low as 11.99% APR* for up to 36 months
Rates current as of April 3, 2025, and are subject to change based on market conditions and borrower eligibility. The maximum interest rate for this offer is 18.00% APR and the minimum approved loan amount is $500. Rates advertised reflect all available discounts (0.25% setup of automatic payments). No other discounts can be supplied to Personal Loan promotion. Payment example: A 60-month loan of $15,000 at 13.24% fixed APR will have 60 monthly payments of $22.89 per $1,000 borrowed. Personal Loan rates reflect as low as rate with .25% discounts for automatic payments.
| Term | APR as low as |
|---|---|
| 1-36 months | 11.99% |
| 36-60 months | 13.24% |
50/50 Loans
A 50/50 Loan is partially secured by the funds in a REGIONAL savings account, allowing you to double your saved amount at a low, fixed interest rate. A popular option for members with a Christmas Savings account. Ask a REGIONAL team member for details.
Share Pledge Loans
A Share Pledge Loan is secured against the funds in your Regular Savings account or DCA, allowing you to borrow at a great rate while still earning interest on your saved funds. A Share Pledge Loan is a great option for members who need to establish or re-establish credit, or for those who want to help a family member borrow by using their savings as collateral. Call 1-800-762-7419 and talk to a Lending Expert for full terms and conditions.
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