Personal Loans

A Personal Loan from REGIONAL can be used for anything you can imagine—major purchases, vacation, weddings, debt consolidation, home improvement projects and more. The possibilities are endless!

Loans up to $20,000 are available, with terms up to 60 months and lower rates than most credit cards, with the added benefits of fixed rates and a set payoff date. Apply online or call 1-800-762-7419 to speak to a Lending Expert.

Holiday Loan Special

$1,200 | 12 months | 11.99% APR*

*APR=Annual Percentage Rate. Offer based on loan term of 12 months. The maximum interest rate for this offer is 11.99% APR and the minimum approved loan amount is $500. Not all applicants will qualify for the lowest rate. Payment example: A 12-month loan of $1,000 at 11.99% fixed APR will have 12 monthly payments of $88.85. Rates current as of October 1, 2023, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Holiday Loan loan rates reflect as low as rate with .25% discount for automatic payments from a REGIONAL deposit account.

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Personal Loans
Effective Date: 11/1/2023
APR=Annual Percentage Rate. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates.
TermAPR as low as
1-36 months 11.99%
36-60 months 13.24%

50/50 Loans

A 50/50 Loan is partially secured by the funds in a REGIONAL savings account, allowing you to double your saved amount at a low, fixed interest rate. A popular option for members with a Christmas Savings account. Ask a REGIONAL team member for details.

Share Pledge Loans

A Share Pledge Loan is secured against the funds in your Regular Savings account or DCA, allowing you to borrow at a great rate while still earning interest on your saved funds. A Share Pledge Loan is a great option for members who need to establish or re-establish credit, or for those who want to help a family member borrow by using their savings as collateral. Call 1-800-762-7419 and talk to a Lending Expert for full terms and conditions.

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