It All Starts with Savings

A Savings Account is the foundation of everything you can do at REGIONAL. Whether you're saving for a rainy day, building an emergency fund, or focusing on a larger long-term savings plan, REGIONAL has plenty of options to help you make your goals a reality.

Savings & Checking Rates
Effective Date: 10/1/2022
APY=Annual Percentage Yield. Rates are subject to change without notice.
Regular and Special Savings  $200 0.10%
Basic Checking $0.00 0.00%
Checking Plus $1,000
IRA Savings $0.00
Daily Cash Account (DCA) $2,500

Certificates of Deposit

If you’re ready to earn a higher interest rate than a savings account offers, a Certificate of Deposit may be right for you. Terms from 6 to 30 months are available with a minimum opening deposit of $1,000, while our 3-month VIP Certificate carries a minimum of $10,000.

Help your kids learn about long-term saving with our Head Start Youth Certificate, available up through high school graduation. This 6-month certificate has a minimum deposit of just $25, and the young member can add to that balance in $25 increments at any time.

Save to Win is a special certificate account that gives you the chance to win big! Each $25 deposit into this certificate earns you an entry into monthly and quarterly drawings. The more you save, the more chances you earn — up to 10 drawing entries per month. Not everyone will win a prize, but with regular deposits into your Save to Win account all year, you are guaranteed to end up with more money than when you started. Visit or call 1-800-762-7419 for full details today.

Certificate Rates
Effective Date: 10/1/2023
APY=Annual Percentage Yield. Rates are subject to change without notice.
VIP Certificate 3 months $10,000 1.01%
Certificate 6 months
12 months
18 months
30 months
IRA Certificate 24 months $1,000 3.04%
Head Start Youth Certificate1 6 months $25 0.705%
Save to Win Certificate 12 months $25 0.50%
1.Available to members through high school graduation. $1,000 maximum total deposit. 

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