It All Starts with Savings
A Savings Account is the foundation of everything you can do at REGIONAL. Whether you're saving for a rainy day, building an emergency fund, or focusing on a larger long-term savings plan, REGIONAL has plenty of options to help you make your goals a reality.
| Type | Minimum | APY |
|---|---|---|
| Regular and Special Savings | $200 | 0.10% |
| Basic Checking | $0.00 | 0.00% |
| Checking Plus | $1,000 $2,500 |
0.10% 0.15% |
| IRA Savings | $0.00 $1,000 $5,000 |
0.15% 0.25% 1.01% |
| Daily Cash Account (DCA) | $2,500 $5,000 $10,000 $25,000 |
0.20% 0.20% 0.40% 0.55% |
Certificates of Deposit
If you’re ready to earn a higher interest rate than a savings account offers, a Certificate of Deposit may be right for you. Terms from 6 to 30 months are available with a minimum opening deposit of $1,000, while our 3-month VIP Certificate carries a minimum of $10,000.
Help your kids learn about long-term saving with our Head Start Youth Certificate, available up through high school graduation. This 6-month certificate has a minimum deposit of just $25, and the young member can add to that balance in $25 increments at any time.
Save to Win is a special certificate account that gives you the chance to win big! Each $25 deposit into this certificate earns you an entry into monthly and quarterly drawings. The more you save, the more chances you earn — up to 10 drawing entries per month. Not everyone will win a prize, but with regular deposits into your Save to Win account all year, you are guaranteed to end up with more money than when you started. Visit savetowin.org or call 1-800-762-7419 for full details today.
| Type | Term | Minimum | APY |
|---|---|---|---|
| VIP Certificate | 3 months | $10,000 | 1.01% |
| Certificate | 6 months 12 months 18 months 30 months |
$1,000 $1,000 $1,000 $1,000 |
1.02% 1.51% 2.02% 2.53% |
| IRA Certificate | 24 months | $1,000 | 3.04% |
| Head Start Youth Certificate1 | 6 months | $25 | 0.705% |
| Save to Win Certificate | 12 months | $25 | 0.50% |
| 1.Available to members through high school graduation. $1,000 maximum total deposit. | |||