Home Equity Line of Credit

When you’ve got big ideas, a Home Equity Line of Credit from REGIONAL helps you make them happen. Home improvements, major purchases, a dream vacation, college expenses, consolidate your credit cards or other loans – your Home Equity Line of Credit puts your big ideas within reach, with great variable rates and the flexibility of a line of credit. Apply online or contact a Loan Expert at 1-800-762-7419.

 Home Equity Line of Credit Special

As low as 2.49% APR* | Fixed for 10 months

*Prime Rate (currently 3.50%) with a minimum APR of 2.49% and a maximum APR of 18.00%. Rates current as of May 1, 2022, and are subject to change based on market conditions and borrower eligibility. Subject to credit approval. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and/or property type. Minimum credit line is $10,000. Ten-year draw period followed by a ten-year repayment period. Homeowner’s property insurance is required. Flood insurance may be required. Credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1–4 family, owner-occupied properties. Offer does not apply to existing REGIONAL federal credit union credit lines. HELOC rate of 2.49% is fixed for 10 months then converts to the rate outlined in their credit agreement. Only Indiana residents are eligible.

Apply online

Home Equity Line of Credit Predisclosure


Home Equity Line of Credit
Effective Date: 5/15/2022
APR=Annual Percentage Rate. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates.
TypeAPR as low as
Variable rate line of credit 2.49%

Second Mortgage

When you choose a Second Mortgage, it is tied into your home loan, which means you may be able to deduct the interest you pay each month from your taxes (consult your tax advisor about deductibility). Borrow as much as 80% loan-to-value of your home with payments to fit your budget. Talk to a Lending Expert at 1-800-762-7419 today!


Second Mortgage Loans
Effective Date: 5/1/2022
APR=Annual Percentage Rate. Rates shown reflect all possible discounts and are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates.
TermAPR as low as
5 Year 4.99%
7 Year 5.25%
10 Year 5.50%
15 Year 5.75%

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