REGIONAL Visa™ Platinum Credit Cards
Your VISA Platinum card comes with FIXED RATES, no annual fees, worldwide purchasing power and cash advances up to 100% of your limit, with no transaction fees when you get your advance at REGIONAL. Your card also comes with security features like Visa's Zero Liability fraud protection, and the ability to freeze or unfreeze your card with just a few clicks.
Platinum with Rewards
- Fixed 8.90% APR*
- Limits up to $15,000
- No annual fees
- Earns Rewards points with every purchase
- Buy Now, Pay Later installment payment option
- Redeem Rewards points at CURewards.com
Platinum Elite
- Fixed 10.90% APR*
- Limits up to $10,000
- No annual fees
- Earns Rewards points with every purchase
- Buy Now, Pay Later installment payment option
- Redeem Rewards points at CURewards.com
Platinum
- Fixed 12.90% APR*
- Limits up to $7,500
- No annual fees
- APR is nearly 9% lower than national average
- 100% of limit available for cash advances
- Buy Now, Pay Later installment payment option
Platinum Basic
- Fixed 14.90% APR*
- Limits start at $100
- Limits up to $5,000 available
- No annual fees
- Buy Now, Pay Later installment payment option
- Start building a positive credit history with Platinum Basic!
*APR=Annual Percentage Rate. Rates are based on certain credit-worthiness criteria. Not all applicants will qualify. See Credit Line Account Agreement and Federal Disclosure Statement for full disclosures.
Buy Now, Pay Later
The best credit card in NWI just got better!
The new Buy Now, Pay Later feature is now available for REGIONAL Platinum Visa cardholders.
Buy Now, Pay Later lets you pay off purchases with monthly installments over 3, 6, 9 or 12 months. It’s an alternative to adding a purchase to your regular monthly payment that can allow you to pay off a specific purchase sooner than you would otherwise (your regular monthly minimum payments will be added to your installment plan). Plus, your Buy Now, Pay Later purchases carry a rate 2% lower than your usual card rate.
Simply sign in to your Visa Payment portal through REGIONAL Online Banking. Go to the “Online Services” menu and select “Visa Payments / Statements / Rewards.” Click the “Installment Payments” tab on the right side of your screen to see which offers you qualify for on purchases.
*See important disclosures ("Important Changes To Your Account Terms as of March 1, 2025")