Visa™ Platinum

Your VISA Platinum card comes with FIXED RATES, no annual fees, worldwide purchasing power and cash advances up to 100% of your limit, with no transaction fees when you get your advance at REGIONAL. Your card also comes with security features like Visa's Zero Liability fraud protection, and the ability to freeze or unfreeze your card with just a few clicks.

We have four different cards with fixed rates and limits that fit your life. Apply online or call 1-800-762-7419 to speak to a REGIONAL team member. 

Platinum Rewards

Platinum Elite

  • Limits up to $10,000
  • Earns rewards points with every purchase


  • Limits up to $7,500

Platinum Basic

  • Limits start at $100
  • Limits up to $5,000

Apply Online

Visa Platinum Rates
Effective Date: 4/1/2024
APR=Annual Percentage Rate. Rates are subject to change without notice. Rates are based on credit history and qualifications. Not all applicants will qualify for lowest rates.
Platinum with Rewards 8.90%
Platinum Elite 10.90%
Platinum 12.90%
Platinum Basic 14.90%


If you’re a REGIONAL VISA™ Credit or Debit cardholder, be sure to give us a call before you leave for vacation or other travel. That way, you’ll be able to use your REGIONAL Credit or Debit card anywhere you go. If you don’t call first, your cards may be blocked. This applies to both overseas and domestic travel—it’s a security measure to prevent unauthorized use of your card.

CREDIT cardholders call 1-855-550-3957 to place a travel alert on your card.
DEBIT cardholders please call REGIONAL at 1-800-762-7419.

Lost/Stolen Credit Card?

If your REGIONAL credit card has been lost or stolen, call 1-800-449-7728.

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