Your trusted partner for your home lending needs


Whether it’s your first home, an upgrade to make room for a growing family, or a smaller space to fit your needs in retirement, you need financial partners you can trust to have your best interests in mind.

REGIONAL and Member First Mortgage work together to make your home buying experience go smoothly and help you reach your goals. You can also save money every month, or even pay off your home faster, when you refinance with REGIONAL and Member First.

To get a personalized rate quote, submit an application or follow your loan application while in process, visit

Home Equity Line of Credit

When you’ve got big ideas, a Home Equity Line of Credit from REGIONAL helps you make them happen. Home improvements, major purchases, a dream vacation, college expenses, consolidate your credit cards or other loans – your Home Equity Line of Credit puts your big ideas within reach, with great variable rates and the flexibility of a line of credit. Apply online or contact a Loan Expert at 1-800-762-7419.

Home Equity Line of Credit Predisclosure

Home Equity Line of Credit Special

As low as 1.99% APR* fixed for 12 months

*APR=Annual Percentage Rate. Prime Rate (currently 3.25%) with a minimum APR of 1.99% and a maximum APR of 18.00%. Rates current as of October 1, 2021, and are subject to change based on market conditions and borrower eligibility. Subject to credit approval. Your APR may be higher based on the prevailing variable-rate index value, your credit qualifications, the amount of your credit line, combined loan-to-value, and/or property type. Minimum credit line is $10,000. Ten-year draw period followed by a ten-year repayment period. Homeowner’s property insurance is required. Flood insurance may be required. Credit line together with any other mortgage(s) cannot exceed 80% of the property value on 1–4 family, owner-occupied properties. Offer does not apply to existing REGIONAL federal credit union credit lines. HELOC rate of 1.99% is fixed for 12 months then converts to the rate outlined in their credit agreement. Only Indiana residents are eligible.

Apply Online

Second Mortgage

When you choose a Second Mortgage, it is tied into your home loan, which means you may be able to deduct the interest you pay each month from your taxes (consult your tax advisor about deductibility). Borrow as much as 80% loan-to-value of your home with payments to fit your budget. Talk to a Lending Expert at 1-800-762-7419 today!

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