Manage your money more effectively.

Each month, most people spend 10 percent more money than they make. Now there is a smarter way to manage your money. BudgetSmart is an easy-to-use software tool designed to help you manage money more effectively.

Use BudgetSmart to:

• Determine how you want to spend your income.
• Track how you are actually spending your income.
• Learn how to adjust areas where you are overspending.
• Determine how a major purchase or a change in income would impact your budget.

Visit budgetsmart.org today to get started. Use these credentials to login:

Username: regional

Password: in11091