Rates

Savings Accounts Recreational (RV, boat, motorcycle)
Certificate Accounts Personal Loans
New Cars Other
Used Cars

Savings Rates

Rates are subject to change at any time and will be updated when necessary to reflect those changes.

NOTE: Fees may reduce earnings. A penalty may be imposed for early withdrawal on certificates. "APY" refers to Annual Percentage Yield.

Savings Accounts

Dividends are earned daily and are credited on the last day of each month.

Type Minimum Rate A.P.Y.
Share 1 & Specials $200 - $999 0.1% 0.1%
$1,000 - $2,499 0.1% 0.1%
> $2,500 0.1% 0.1%
Basic Checking $0 0.00% 0.00%
Checking Plus $1,000 - $2,499 0.1% 0.1%
> $2,500 0.15% 0.15%
I.R.A. $0 - 999 0.1% 0.1%
$1,000 - $4,999 0.2% 0.2%
> $5,000 0.55% 0.55%
D.C.A $2,500 - $4,999 0.15% 0.15%
$5,000 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.2% 0.2%
> $25,000 0.25% 0.25%

Certificate Accounts

All Share Certificates will be paid dividends calculated at the rate and method of compound stated on the CD. Rates are subject to change at any time and will be updated when necessary to reflect those changes. Early withdrawal penalties apply; see branch for further details.

Type Minimum Rate A.P.Y.
3 month VIP CD $10,000 0.15% 0.15%
6 month $1,000 0.20% 0.20%
12 month $1,000 0.40% 0.40%
18 month $1,000 0.45% 0.45%
30 month $1,000 0.50% 0.50%
I.R.A 24 month $1,000 0.75% 0.75%
Head Start Youth CD $25.00 1.0% 1.005%

Loan Rates

Rates are subject to change at any time and will be updated when necessary to reflect those changes. Rates are also subject to individual credit performance.

New and Used Cars

Year Length of Term Rate
11-14 36 month 1.85%
11-14 60 month 2.10%
11-14 66 month 2.45%
11-14 72 month 2.70%
2014 78 month (new only) 2.90%
09-10 60 month 3.90%
07-08 60 month 4.15%
05-06 48 month 4.95%

New Recreational (RV, boat, motorcycle)

Length of Term Rate
36 month 5.85%
48 month 6.10%
60 month 6.45%
72 month 7.00%
120 month (min $45,000) 7.50%

Used Recreational (2010-2014)

Length of Term Rate
36 month 6.25%
48 month 6.50%
60 month 6.75%
72 month 7.50%

Personal Loans

Length of Term Rate
1-36 month 6.49%
37-60 month    8.50%

Other Loans

Type Rate
Overdraft Loan 16.90%
Share Pledge - Regular 3.95%
Share Pledge - DCA 4.20%
VISA Platinum with Rewards 8.90%
VISA Platinum Elite 10.90%
VISA Platinum 12.90%
VISA Platinum Basic 14.90%
Special 18.00%
50/50 9.90%
Step-Up 15.00%
   
Mortgage Equity Loans - (Second Mortgages)
5 Yr Second Mortgage 4.75%
7 Yr Second Mortgage 5.25%
15 Yr Second Mortgage 6.25%
   
Home Equity Line of Credit  
Variable Rate - Line of Credit 3.00%

APY=Annual Percentage Yield. APR=Annual Percentage Rate. Loan rates shown reflect lowest possible rates and all available discounts. Rates are subject to change without notice. Not all applicants will qualify for lowest rates. Rates are based on credit history and qualifications. Standard loan approval criteria apply. See a Lending Expert for full details.

 

Location & Hours | Site Map | Privacy Policy

Institution routing number: 271991139

Web Design by dataMINE Internet Marketing Solutions