Rates


Savings Rates

Rates accurate as of 8/16/2018 and are subject to change at any time and will be updated when necessary to reflect those changes.

NOTE: Fees may reduce earnings. A penalty may be imposed for early withdrawal on certificates. "APY" refers to Annual Percentage Yield.

Savings Accounts

Dividends are earned daily and are credited on the last day of each month.

Type Minimum Rate A.P.Y.
Share 1 & Specials $200 - $999 0.15% 0.15%
$1,000 - $2,499 0.15% 0.15%
> $2,500 0.15% 0.15%
Basic Checking $0 0.00% 0.00%
Checking Plus $1,000 - $2,499 0.10% 0.10%
> $2,500 0.15% 0.15%
I.R.A. $0 - 999 0.15% 0.15%
$1,000 - $4,999 0.25% 0.25%
> $5,000 0.6% 0.6%
D.C.A $2,500 - $4,999 0.2% 0.2%
$5,000 - $9,999 0.2% 0.2%
$10,000 - $24,999 0.325% 0.33%
> $25,000 0.475% 0.48%

Certificate Accounts

All Share Certificates will be paid dividends calculated at the rate and method of compound stated on the CD. Rates are subject to change at any time and will be updated when necessary to reflect those changes. Early withdrawal penalties apply; see branch for further details.

Type Minimum Rate A.P.Y.
3 month VIP CD $10,000 0.45% 0.45%
6 month $1,000 0.50% 0.50%
12 month $1,000 0.60% 0.60%
15 month special $1,000 0.70% 0.70%
18 month $1,000 0.75% 0.75%
30 month $1,000 1.05% 1.06%
I.R.A 24 month $1,000 1.00% 1.01%
Head Start Youth CD $25.00 1.10% 1.105%
Save to Win $25.00 0.55% 0.55%

Loan Rates

Rates accurate as of 8/16/2018 and are subject to change at any time and will be updated when necessary to reflect those changes. Rates are also subject to individual credit performance. Rates shown reflect all possible discounts. "A.P.R." refers to Annual Percentage Rate. Please talk to a Lending Expert for current rates.

New and Used Cars
Year Length of Term A.P.R.
15-19 36 month 2.74
15-19 48 month 2.74
15-19 60 month 2.99
15-19 66 month 3.34%
15-19 72 month 3.59%
17-19 84 month (new only) 3.79%
13-14 60 month 3.59%
12-13 60 month 4.49%
10-11 48 month 5.59%
New Motorcycles
Length of Term A.P.R.
36 month 3.89%
48 month 3.89%
60 month 4.14
72 month 4.59%
Used Motorcycles
Year Length of Term A.P.R.
15-19 60 month 4.14%
15-19 66 month 4.49%
17-19 72 month 4.74%
13-14 60 month 4.47%
12-13 48 month 5.64%
New and Used Recreational (Boat, RV, Other Titled)
Length of Term A.P.R.
36 month 4.19%
60 month 4.44%
72 month 4.79%
84 month 5.04%
120 month (min $45,000) 5.75%
Personal Loans
Length of Term A.P.R.
1-36 month 6.99%
37-60 month 9.00%
Visa Platinum Credit Cards
Card Rate
VISA Platinum with Rewards 8.90%
VISA Platinum Elite 10.90%
VISA Platinum 12.90%
VISA Platinum Basic 14.90%
Other Loans
Type A.P.R.
Overdraft Loan 16.90%
Share Pledge - Regular 4.50%
Share Pledge - DCA 4.75%
   
Mortgage Equity Loans - (Second Mortgages)
5 Yr Second Mortgage 4.50%
7 Yr Second Mortgage 5.00%
10 Yr Second Mortgage 5.50%
15 Yr Second Mortgage 6.00%
   
Home Equity Line of Credit  
Variable Rate - Line of Credit 4.50%

APY=Annual Percentage Yield. APR=Annual Percentage Rate. Loan rates shown reflect lowest possible rates and all available discounts. Rates are subject to change without notice. Not all applicants will qualify for lowest rates. Rates are based on credit history and qualifications. Standard loan approval criteria apply. See a Lending Expert for full details.

Security Metrics Certified VeriSign Secured National Credit Union Administration, a U.S. Government Agency Equal Opportunity Lender
Privacy Policy   | Site Map   | Online Banking Agreement and Disclousure

Toll Free: 1-800-762-7419
© 2015- REGIONAL federal credit union
Powered by DataMine