The stock market can be a tempting investment option, with its potential for fast money and large returns. But many people aren't comfortable putting their principal at risk. After all, you could just as easily end up with much less than you started with. With an IRA CD from REGIONAL, you can take advantages of increases in the market, but your principal is still protected in the event of a slide. The 24-month term is just right, too-short enough that your money isn't tied up for too long, yet long enough to take advantage of long-term trends in the market rather than temporary fluctuations.