Current Promotions

Auto Loans as low as 2.74% APR*
No Payments for 90 Days**

Thinking about a new car? Enjoy rates as low as 2.74% APR* with no payments for the first 90 days** when you finance your new ride with REGIONAL. Apply online now, or call 1-800-762-7419 and talk to a Lending Expert.

*APR=Annual Percentage Rate. Offer excludes all loans already financed at REGIONAL federal credit union. Credit may not be extended if after you respond to this offer, you do not meet our required credit criteria, or you do not furnish the required collateral. Maximum possible rate for this promotion is 16.64% APR. Floor rate is 2.74% APR and reflects all available discounts and is for a 36-month term. No other discounts may be applied to this promotion during the promotional period. Member must have automatic payments withdrawn from an established REGIONAL savings or checking account to be eligible for discount or paid by payroll deduction. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change based on market conditions and borrower eligibility. Promotion may change without notice. Promotion ends October 31, 2018. Rate advertised reflects all possible discounts available. Other rates and terms are available. The vehicle year must be a 2015 or newer to receive the promotional rate. See credit union for full details. Must close loan by November 17, 2018. Certain conditions apply. Not all applicants will qualify. Cruise Program auto loans only. **90 Days No Payment Conditions: Member must have a credit score of 713 or higher. Not all applicants will qualify. During the 90-days no payment interest on the loan will accrue on the total amount of the loan. Other rates are available.

Home Equity Line of Credit
3.19% APR for the first 12 months*

You’ve worked hard to build up the equity in your home – why not put it to work with a Home Equity Line of Credit from REGIONAL?

Now through October 31, 2018, get a fixed rate as low as 3.19% APR* for the first 12 months, and a great variable rate after that. Apply online today, or call 1-800-762-7419 and speak to a Lending Expert.

*APR = Annual Percentage Rate. Offer ONLY available for NEW home equity lines of credit applied for and approved between 08/27/2018 – 10/31/2018. All members will not qualify for promotional rate. The Home Equity Line of Credit is a variable rate line of credit, offered to qualified borrowers. Credit may not be extended if, after you respond to this offer, you do not meet our required credit criteria, or you do not furnish the required collateral. The rate you receive is based on loan requirements, your personal credit profile and the loan to value (LTV) of your home less any first mortgage balance. Credit is limited to owner-occupied residence of Lake and Porter Counties of Indiana. Property insurance required. Flood insurance may be required. Must be an Indiana resident. Your monthly minimum payment will equal 1.00% - 1.50% of the outstanding loan account balance (principal plus interest). The minimum payment percentage is based on the creditworthiness of the borrower as indicated from the credit-reporting agency. Payment changes occur only when future advances are made. Offer is subject to change without notice. Rates, fees and terms are subject to change without notice. Rate is based on Wall Street Journal (WSJ) Prime; as of 8/1/2018 was 5.00%, which results in APRs of 4.50% - 6.25%. Promotional rate of 3.19% will be adjusted one -year from loan closing. If your account becomes delinquent at any time during the promotional period, you will forfeit these promotional terms and the APR on the unpaid balance will be increased to the appropriate monthly rate offered at that time as disclosed in your original note. Between 08/01/2019 and 10/31/2019, the APR will be adjusted to the Prime Rate as published in the Wall Street Journal on 08/01/2019 plus or minus your current margin on the remaining balance and will be subject to change each month thereafter as stipulated by your original terms and conditions. Advance amounts must be within your existing credit limit. Advances in excess of your current credit limit will not be honored and may be subject to additional fees. Waiver of third party fee reimbursement may apply. Interest paid on the Home Equity Line of Credit may be tax deductible. Consult your tax advisor about the deductibility of interest. Offer expires 10/31/2018.

$500 Off Closing Costs* – Limited Time Only!

Purchasing a home is one of the biggest financial decisions most people ever make. You need a trusted partner to help you find the right mortgage that fits your needs.

Our Lending Experts are ready to help, and for a limited time only you can get a $500 credit toward your closing costs* when you finance your home with REGIONAL. Call 1-800-762-7419 or apply online.

*Mortgage discount offer is for a limited time. New money only, cannot be used to refinance an existing REGIONAL federal credit union mortgage loan. FHA and USDA loans are excluded. One offer per household. Credit may not be extended if after you respond to this offer, you do not meet our required credit criteria, or you do not furnish the required collateral. The $500 closing cost discount offer is available on applications received after August 26, 2018. $500 promotional closing cost discount offer cannot be used toward down payment or with any other discounts and is not available on home equity or home equity lines of credit. If member refinances mortgage loan within the first 12-months of having the loan the loan discount must be repaid to REGIONAL federal credit union. REGIONAL federal credit union membership is required for loan funding. Membership requires a $5 minimum deposit in a regular savings account. REGIONAL federal credit union (NMLS ID# 414873) reserves the right to cancel this promotion at any time without notice. Additional restrictions may apply. Standard underwriting guidelines apply. Member NCUA. Equal Housing Lender.

Personal Loans as low as 6.99% APR*

A Personal Loan from REGIONAL is like a blank canvas – anything you can imagine is possible. And now through October 31, 2018, you’ll enjoy rates as low as 6.99% APR* on a Personal Loan, with terms up to 60 months. Major purchases, home improvements, vacations, weddings and more – whatever you want to do, do it with a Personal Loan from REGIONAL. Apply online or call 1-800-762-7419.

*APR=Annual Percentage Rate. Rates are subject to change without notice. Not all applicants will qualify. Rates are based on credit history and qualifications. Rate advertised reflects all available discounts (0.25% online application and 0.25% setup of automatic payments). No other discounts can be applied to Debt Consolidation promotion. Rate shown reflects lowest possible rate and term up to 60 months. Promotion may end at any time without notice. Offer valid from August 27, 2018 through October 31, 2018. All loans must be disbursed by November 17, 2018. Does not apply to loans currently financed through REGIONAL federal credit union unless new money is added to the existing loan balance. Certain conditions apply. See a Lending Expert for full details.

Visa Balance Transfers as low as 7.99%*
Lock in a great rate today!

A Visa Credit Card from REGIONAL already has a great FIXED rate, but now you can get an even better rate on balance transfers – as low as 7.99% APR*, fixed for the life of the transferred balance! Talk to a Lending Expert at 1-800-762-7419 today, or apply online and lock in this great rate today!

*Platinum Rewards Visa® Credit Card: Rates stated available on approved credit and may be different as determined by the individual creditworthiness of each applicant. Members Platinum Rewards Visa Credit Card must have a limit of at least $3,500. The maximum annual percentage rate for a REGIONAL federal credit union Platinum Rewards Visa Credit Card is 8.90% APR. Rates current as of August 8, 2018 and are subject to change based on market conditions and borrower eligibility. Balance Transfer Special 7.99% Fixed for Life of Transfer. Not all applicants will qualify. Offer excludes credit balances already financed on a REGIONAL federal credit union credit card. Credit may not be extended if after you respond to this offer, you do not meet our required credit criteria, or you do not furnish the required collateral. Promotion may change at any time. See a lending Expert for full details.

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