Current Promotions

Home Equity Line of Credit

Every time you make a payment on your home, your equity increases.

Now you can put that equity to work with a Home Equity Line of Credit from REGIONAL, with rates as low as 2.75% APR* with no closing costs!

What can you do with a Home Equity Line of Credit? Just about anything.

  • Renovate or remodel your home
  • Major repairs
  • Major purchases
  • College and other education expenses
  • Consolidate your credit cards or other loans into one monthly payment

Talk to a REGIONAL Lending Expert or apply online today.

Disclosure *APR equals Annual Percentage Rate. The Home Equity Line of Credit is a variable rate line of credit, offered to qualified borrowers. Rates may vary based on creditworthiness. Rate is based on Wall Street Journal (WSJ) Prime; as of 07/13/2016 was 3.50%, which results in APRs of 2.75% - 4.75%. The floor rate is 2.75% and the ceiling rate is 4.75%. Credit is limited to owner-occupied residence of Lake and Porter Counties of Indiana. Property insurance required. Flood insurance may be required. Your monthly minimum payment will equal 1.00% - 1.50% of the outstanding loan account balance (principal plus interest). The minimum payment percentage is based on the creditworthiness of the borrower as indicated from the credit-reporting agency. Payment changes occur only when future advances are made. No annual fees. No closing cost. Offer is subject to change without notice. Rates, fees and terms are subject to change without notice. Interest paid on the Home Equity Line of Credit may be tax deductible. Consult your tax advisor about the deductibility of interest. Offer expires 9/30/2016.

Refinance your Auto Loan as low as 1.99 % APR Plus No Payments for 90 Days**

When high interest rates are doing dastardly deeds to your wallet, REGIONAL arrives just in time to save you…MONEY!

When you refinance your Auto Loan with REGIONAL, we’ll beat your current rate by up to 2%, to as low as 1.99% APR* with no payments for the first 90 days!**

Don’t wait…swap your loan and drop your rate today! Talk to a Lending Expert at 1-800-762-7419 or apply online.

*APR=Annual Percentage Rate. Maximum possible rate for this promotion is 16.44% APR. Floor rate is 1.99% APR. Rate is accurate as of July 11, 2016 and is based on a term of 36 months. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change based on market conditions and borrower eligibility. Promotion may change without notice. Promotion ends September 30, 2016. Other rates and terms are available. See credit union for full details.

**Certain conditions apply. Not all applicants will qualify. Cruise Program auto loans only. During the 90-day period, interest will accrue on total loan amount.

REGIONAL Refinances Business Loans

You're already a business owner. You don't need us to tell you that lowering your expenses is a good thing.

Did you know that REGIONAL refinances business loans?

If you've got a business vehicle or real estate loan, line of credit or other type of business loan at another financial institution, REGIONAL can help you save money-every single month!

REGIONAL is your community-based business lending partner. Talk to a Lending Expert today at 1-800-762-7419 or apply online.