Current Promotions

What’s Squirreled Away in YOUR Home?
Home Equity Loans as low as 2.74% (variable)

Every time you make a payment on your home, your equity increases. REGIONAL can help you put that equity to use with great rates as low as 2.74% APR* (variable) or 3.50% APR** (fixed) with no closing costs!

Home improvements, major purchases, college expenses, bill consolidation—the possibilities are all squirreled away in your equity. It’s time to put it to work! Talk to a REGIONAL Lending Expert at 1-800-762-7419 or apply online today.

*APR equals Annual Percentage Rate. The Home Equity Line of Credit is a variable rate line of credit, offered to qualified borrowers. The rate you receive is based on loan requirements, your personal credit profile and the loan to value (LTV) of your home less any first mortgage balance. Rates may vary based on creditworthiness. Rate is based on Wall Street Journal (WSJ) Prime; as of 4/16/2015 was 3.25%, which results in APRs of 2.94% - 4.50%. The floor rate is 2.94% and the ceiling rate is 4.50%. Credit is limited to owner-occupied residence of Lake and Porter Counties of Indiana. Property insurance required. Flood insurance may be required. Your monthly minimum payment will equal 1.00% - 1.50% of the outstanding loan account balance (principal plus interest). The minimum payment percentage is based on the creditworthiness of the borrower as indicated from the credit-reporting agency. Payment changes occur only when future advances are made. No annual fees. No closing cost. Offer is subject to change without notice. Rates, fees and terms are subject to change without notice. Interest paid on the Home Equity Line of Credit may be tax deductible. Consult your tax advisor about the deductibility of interest.

**APR equals Annual Percentage Rate. The rate you receive on a fixed rate installment Home Equity Loan is based on loan requirements, your personal credit profile and the loan to value (LTV) of your home less any first mortgage balance. Rates may vary based on creditworthiness. An additional rate discount will apply with the setup of automatic payment. For example, the monthly payment on a five-year $25,000 loan at 3.50% will be $454.83. Example payment does not include amount for taxes and insurance premiums, if applicable. Actual payment obligation will be greater. Rate and payment example reflect all discounts available. Credit limited to owner-occupied residence of Lake and Porter Counties of Indiana. Property insurance required. Flood insurance may be required. No annual fees. No closing cost. Offer is subject to change without notice. Rates, fees and terms are subject to change without notice. Interest paid on the Second Mortgages may be tax deductible. Consult your tax advisor about the deductibility of interest.

Refer a friend to REGIONAL and receive $25*

When you refer a friend they receive the same great benefits that you do, such as:

  • Free checking with the purchasing power of a VISA™ Debit Card
  • Access to competitive loan rates plus great discounts
  • Mobile Banking and Online Banking that let you go anywhere and keep track of your money

Refer a friend today and receive $25 cash as a thank you from REGIONAL!

*Money will be credited to current member account after 60 days of active membership. Current member must have an account in good standing and must have not previously caused a loss to REGIONAL. New deposit accounts and loans are subject to approval. “Refer-a-Friend” bonus will be credited to referring member’s savings account after new member’s savings and checking account has been opened or after member’s savings account has been opened and VISA credit card balance transfer of at least $2,500 has occurred.

REGIONAL Refinances Business Loans

You're already a business owner. You don't need us to tell you that lowering your expenses is a good thing.

Did you know that REGIONAL refinances business loans?

If you've got a business vehicle or real estate loan, line of credit or other type of business loan at another financial institution, REGIONAL can help you save money-every single month!

REGIONAL is your community-based business lending partner. Talk to a Lending Expert today at 1-800-762-7419 or apply online.