Current Promotions

Home Equity Line

Home Equity Line of Credit as low as 2.74% APR* for 12 months

When you’ve got big ideas, a Home Equity Line of Credit from REGIONAL helps you make them happen. Home improvements, major purchases, a dream vacation, college expenses, consolidate your credit cards or other loans – your Home Equity Line of Credit puts your big ideas within easy reach.

Take advantage of this exciting introductory offer – as low as 2.74% APR* for the first 12 months, then a great variable rate afterwards. Talk to a Lending Expert or apply online today, and turn your big ideas into reality.

*APR = Annual Percentage Rate. Offer ONLY available for NEW home equity lines of credit applied for and approved between 03/08/2018 - 06/30/2018. All members will not qualify for promotional rate. The Home Equity Line of Credit is a variable rate line of credit, off¬ered to qualified borrowers. Credit may not be extended if, after you respond to this off¬er, you do not meet our required credit criteria or you do not furnish the required collateral. The rate you receive is based on loan requirements, your personal credit pro le and the loan to value (LTV) of your home less any first mortgage balance. Credit is limited to owner-occupied residence of Lake and Porter Counties of Indiana. Property insurance required. Flood insurance may be required. Your monthly minimum payment will equal 1.00% - 1.50% of the outstanding loan account balance (principal plus interest). The minimum payment percentage is based on the creditworthiness of the borrower as indicated from the credit-reporting agency. Payment changes occur only when future advances are made. No annual fees. No closing cost. Off¬er is subject to change without notice. Rates, fees and terms are subject to change without notice. Rate is based on Wall Street Journal (WSJ) Prime; as of 3/1/2018 was 4.50%, which results in APRs of 4.00% - 5.75%. Promotional rate of 2.74% will be adjusted one year for loan closing. If your account becomes delinquent at any time during the promotional period, you will forfeit these promotional terms and the APR on the unpaid balance will be increased to the appropriate quarterly rate o¬ffered at that time as disclosed in your original note. Between 03/01/2019 and 06/30/2019, the APR will be adjusted to the Prime Rate as published in the Wall Street Journal on 03/01/2018 plus or minus your current margin on the remaining balance and will be subject to change each quarter thereafter as stipulated by your original terms and conditions. Advance amounts must be within your existing credit limit. Advances in excess of your current credit limit will not be honored and may be subject to additional fees. Waiver of third party fee reimbursement may apply. Interest paid on the Home Equity Line of Credit may be tax deductible. Consult your tax advisor about the deductibility of interest. Off¬er expires 6/30/2018.

Debt Consolidation Loans

Debt Consolidation Loans

When credit cards and other high-interest loans start to add up, it can feel like you’ve got no room to move or breathe. It can even affect your ability to prepare for emergencies or major life events. Nobody needs that kind of stress.

A Debt Consolidation Loan from REGIONAL can help you lower your monthly payments, break away from the minimum payment cycle, and breathe a lot easier. And with terms up to 60 months, you get the added bonus of knowing when your balance will be paid in full.

Loans up to $20,000 are available for qualifying members. Talk to a Lending Expert or apply online today.

*APR=Annual Percentage Rate. Rates are subject to change without notice. Not all applicants will qualify. Rates are based on credit history and qualifications. Rate advertised reflects all available discounts (0.25% online application and 0.25% setup of automatic payments). No other discounts can be applied to Debt Consolidation promotion. Rate shown reflects lowest possible rate and term up to 60 months. Promotion may end at any time without notice. Off¬er valid from March 1, 2018 through June 30, 2018. All loans must be disbursed by July 14, 2018. Does not apply to loans currently financed through REGIONAL federal credit union unless new money is added to the existing loan balance. Certain conditions apply. See a Lending Expert for full details.

Auto Loan

Auto Loans

It’s time to start something up! Now through June 30, 2018, enjoy Auto Loan rates as low as 2.29% APR* at REGIONAL – new, used or refinance!

This special rate is available with terms up to 72 months. Drive home in that new or used auto you’ve been checking out, or refinance your existing Auto Loan and save money every month.

Apply online today, or talk to a Lending Expert at 1-800-762-7419.

*APR=Annual Percentage Rate. O¬ffer excludes all loans already financed at REGIONAL federal credit union. Credit may not be extended if after you respond to this off¬er, you do not meet our required credit criteria or you do not furnish the required collateral. Maximum possible rate for this promotion is 16.39% APR. Floor rate is 2.29% APR and reflects a discount for automatic payment setup. No other discounts may be applied to this promotion during the promotional period. Member must have automatic payments withdrawn from an established REGIONAL savings or checking account to be eligible for discount or paid by payroll deduction. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change based on market conditions and borrower eligibility. Promotion may change without notice. Promotion ends June 30, 2018. Rate advertised reflects all possible discounts available. Other rates and terms are available. See credit union for full details. Must close loan by July 14, 2018. Certain conditions apply. Not all applicants will qualify. Cruise Program auto loans only.

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