Current Promotions

Auto Loans as low as 2.19% APR1

Plus FREE Extras – Add It Up!

Start with a great rate on an Auto Loan: 2.19% APR1 for new, used or refinance.

Then add a free one-year Credit Union Auto Club membership2 for emergency roadside assistance, lockout service, and more.

Now add a free $50 gas card3 to get your new car on the road.

Then add no payments for the first 90 days of your loan.4

When you add it all up, it makes one GREAT deal on Auto Loans! Call 1-800-762-7419, stop by any REGIONAL location, or apply, get approved and sign for your loan – all online! – at regionalfcu.org.

1.APR=Annual Percentage Rate. Maximum possible rate for this promotion is 16.44% APR. Floor rate is 2.19% APR and reflects discounts for online application, fuel-efficient vehicles (over 30 MPG average) and Auto Pay. Member must have automatic payments withdrawn from an established REGIONAL savings or checking account to be eligible for discount or paid by payroll deduction. Not all applicants will qualify for the lowest rate. Rates and terms are subject to change based on market conditions and borrower eligibility. Promotion may change without notice. Promotion ends October 17, 2015. Other rates and terms are available. See credit union for full details.
2.One-year free individual Auto Club membership will be covered by the Credit Union. See credit union for full details.
3.All qualifying auto loans will receive a $50 Speedway gas card.
4.Certain conditions apply. See credit union for full details.

What’s Squirreled Away in YOUR Home?

Home Equity Loans as low as 2.94% (variable)

Every time you make a payment on your home, your equity increases. REGIONAL can help you put that equity to use with great rates as low as 2.94% APR* (variable) or 3.50% APR** (fixed) with no closing costs!

Home improvements, major purchases, college expenses, bill consolidation—the possibilities are all squirreled away in your equity. It’s time to put it to work! Talk to a REGIONAL Lending Expert at 1-800-762-7419 or apply online today.

*APR equals Annual Percentage Rate. The Home Equity Line of Credit is a variable rate line of credit, offered to qualified borrowers.  The rate you receive is based on loan requirements, your personal credit profile and the loan to value (LTV) of your home less any first mortgage balance. Rates may vary based on creditworthiness.  Rate is based on Wall Street Journal (WSJ) Prime; as of 7/1/2015 was 3.25%, which results in APRs of 2.94% - 4.50%. The floor rate is 2.94% and the ceiling rate is 4.50%. Credit is limited to owner-occupied residence of Lake and Porter Counties of Indiana. Property insurance required. Flood insurance may be required. Your monthly minimum payment will equal 1.00% - 1.50% of the outstanding loan account balance  (principal plus interest). The minimum payment percentage is based on the creditworthiness of the borrower as indicated from the credit-reporting agency.  Payment changes occur only when future advances are made. No annual fees. No closing cost. Offer is subject to change without notice. Rates, fees and terms are subject to change without notice. Interest paid on the Home Equity Line of Credit may be tax deductible. Consult your tax advisor about the deductibility of interest. Offer expires 9/30/2015.
**APR equals Annual Percentage Rate. The rate you receive on a fixed rate installment Home Equity Loan is based on loan requirements, your personal credit profile and the loan to value (LTV) of your home less any first mortgage balance. Rates may vary based on creditworthiness. An additional rate discount will apply with the setup of automatic payment.  For example, the monthly payment on a five-year $25,000 loan at 3.50% will be $454.83. Example payment does not include amount for taxes and insurance premiums, if applicable. Actual payment obligation will be greater. Rate and payment example reflect all discounts available. Credit limited to owner-occupied residence of Lake and Porter Counties of Indiana. Property insurance required. Flood insurance may be required. No annual fees. No closing cost. Offer is subject to change without notice. Rates, fees and terms are subject to change without notice. Interest paid on the Second Mortgages may be tax deductible. Consult your tax advisor about the deductibility of interest. Offer expires 9/30/2015.


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Talk to a REGIONAL representative today, or apply for your Visa™ Debit Card online!