Business Banking

Business Savings

A Regular Business Savings Account is your gateway to all that REGIONAL has to offer. A minimum of $5 is required to open and maintain this account. Regular Business Savings earns interest on balances of $200 and over. Withdrawals can be made at any time.

Business Checking

Our Business Checking Accounts are secure, convenient and hassle-free, with 24-hour PAL and Home Banking access, NCUA deposit insurance and no minimum balance requirements.

  • No minimum balance
  • Free unlimited check writing
  • No per-check fee
  • ACH origination capabilities
  • Secure transactions through Bill Payer Plus
  • Low monthly fee
  • Nationwide access through Credit Union Service Centers
  • Insured by the National Credit Union Administration (NCUA)

Simplified Employee Pension

A Simplified Employee Pension Plan is an inexpensive way for self-employed persons, sole proprietorships, partnerships, small businesses, small employee groups and corporations to offer a retirement plan to employees. These plans can help you attract and retain a quality workforce.

  • Easy to administer
  • No need to file any additional reports with the government
  • Contributions are tax-deductible for yourself
  • Contributions made for employees are considered a business expense
  • Offers immediate vesting
  • No taxes are paid until funds are withdrawn


The stock market can be a tempting investment option, with its potential for fast money and large returns. But many people aren't comfortable putting their principal at risk. After all, you could just as easily end up with much less than you started with. With an IRA CD from REGIONAL, you can take advantages of increases in the market, but your principal is still protected in the event of a slide. The 24-month term is just right, too-short enough that your money isn't tied up for too long, yet long enough to take advantage of long-term trends in the market rather than temporary fluctuations.

  • Fixed 24-month term
  • Grows with the market
  • Principal investment is protected in the event of a downturn in the market