Business Checking & Savings

REGIONAL offers business checking and savings account choices that are right for you. Compare your choices and open an account today!

Business Savings

A REGIONAL savings account for your business is important. The dividends you will earn on your balance can help your business grow. A REGIONAL savings account features:

  • Unlimited in person transactions
  • Low, minimum balance
  • No monthly fee

Open your business savings account with as little as $5.
Open an account with a Member Service Advisor at any branch.

Daily Cash Account (DCA)

Earn higher dividend rates than a savings account with REGIONAL daily cash account. Withdraw or deposit funds anytime, just maintain a minimum $2,500 balance. Our daily cash accounts feature:

  • Tiered dividend structure so you can earn more as your balance grows
  • Monthly dividend payouts
  • NCUA insured

Open an account with a Member Service Advisor at any branch.

Business Visa® Debit Card

A VISA™ Debit Card for Business from REGIONAL eliminates the need to carry cash or a checkbook by putting point-of-sale convenience in your hands. Your card can be used anywhere VISA is accepted, worldwide. You also get the peace of mind that comes with VISA security and transaction dispute rights.

Required Documents

To open your REGIONAL savings, DCA or checking account, visit any branch and bring the documents listed below:

  • Business Name Statement
  • Social Security Number or Tax ID Certification
  • Business License or Company Charter or Articles of Incorporation or Articles of Organization
  • Partnership Agreement or Operating Agreement, if applicable
  • Identification for all Signers

Business Checking

Account Features Business Basic Checking
Minumum Balance $0
Monthly Service Fee $3 monthly fee
Earn Dividends* On $200 or more
Online & Mobile Banking Free
Online Bill Pay Free 3 months
Night Depository Free
Surcharge Free ATMs** Yes
Visa Debit Free
Nationwide Locations*** Yes
Transactions allowed before excess item fee Unlimited

Bill Payer Plus free for first 90 days. Monthly fee of $6.95 applies after 90 days. Bill Payer Plus not required to maintain Business Checking Account.

* Dividends may be earned if business member has $200 or more in an interest bearing account, savings or Daily Cash Account (DCA)

** REGIONAL does not charge fees for using these ATMs. Charges by ATM owners may still apply.

*** Over 5,000 nationwide locations and 30,000 ATMs, and growing!

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