Experience the REGIONAL Difference

Business Checking and Visa™ Debit

Your REGIONAL Business Checking account unlocks the full potential of your business account, with a low monthly fee of just $3. Plus, with a free Visa™ Debit Card for your business, you’ll get worldwide purchasing power, Visa fraud protection, and write fewer paper checks.

Free Checking for Non-Profit businesses is also available. Call 1-800-762-7419 to learn more.  

Business Savings

Earn interest on balances over $200 with your Business Savings account. Like a personal Regular Savings account, a minimum of five dollars is required to keep the account open—after that, it’s up to you! Business Savings accounts have no monthly fee.

REGIONAL also offers a Business Daily Cash Account (DCA) that earns a higher interest on balances over $2,500. If your business is keeping a larger amount in savings, a DCA can help you maximize your returns.  

Merchant Lending

Grow your business with Merchant Lending. With our Merchant Lending services, you can offer your customers loans up to $20,000 for your company's products and services. There is no cost for your business to get started, and the process for your customers is simple, with an easy application and fast approvals

  • No application fees for customers
  • No fees for your business
  • Easy application process
  • Fast approval turnaround
  • Loans up to $20,000, terms up to 60 months
  • Customers apply from a link on your company website
  • Vendor-specific approvals
  • Direct payments

Simplified Employee Pension (SEP) Plan

With an SEP, every business can offer a retirement plan to its employees. An SEP is easy to set up and administer and allows your business to offer the kind of benefits that enhance loyalty and give you an advantage when recruiting new talent.  

Open your Business Account

When you open your REGIONAL Business Account, make sure you have the following documentation ready to bring in:

  • Business Name Statement
  • Social Security Number or Tax ID Certification
  • Business License or Company Charter or Articles of Incorporation or Articles of Organization
  • Partnership Agreement or Operating Agreement, if applicable
  • Identification for all Signers

For the specific opening requirements for each type of business, please see our Business Account Checklist.

Call 1-800-762-7419 to learn more about the full range of REGIONAL business accounts and services.

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