 |
Rates are subject to change at any time and will be
updated when necessary to reflect those changes.
NOTE: Fees may reduce earnings. A penalty may be imposed for early
withdrawal on certificates. "APY" refers to Annual Percentage Yield.
|
|
Savings Accounts
|
|
Dividends are earned daily and are credited on the last day of each month.
|
|
| Length of Term |
Minimum |
Rate |
A.P.Y. |
| Regular Share Savings Accounts |
$200 |
0.55% |
0.55% |
| $1,000 |
0.75% |
0.75% |
| $2,500 |
1.00% |
1.01% |
| Basic Checking |
$0 |
0.00% |
0.00% |
| Checking Plus |
$1,000 |
0.75% |
0.75% |
| $2,500 |
1.20% |
1.21% |
| I.R.A. |
$0 |
1.95% |
1.97% |
| $1,000 |
2.15% |
2.17% |
| $5,000 |
2.55% |
2.58% |
| D.C.A |
$2,500 |
1.00% |
1.01% |
| $5,000 |
1.25% |
1.26% |
| $10,000 |
1.65% |
1.66% |
| $25,000 |
2.50% |
2.53% |
|
|
|
Certificate Accounts
|
|
All Share Certificates will be paid dividends calculated at the rate and
method of compound stated on the CD
|
|
| Length of Term |
Minimum |
Rate |
A.P.Y. |
| 3 month VIP CD |
$10,000 |
2.25% |
2.273% |
| 6 month |
$1,000 |
2.5% |
2.528% |
| 12 month |
$1,000 |
2.8% |
2.837% |
| 18 month |
$1,000 |
3.0% |
3.043% |
| 30 month |
$1,000 |
3.2% |
3.248% |
| I.R.A 24 month |
$1,000 |
3.25% |
3.298% |
| Head Start Youth CD |
$25.00 |
2.8% |
2.837% |
|
|
 |
Rates are subject to change at any time and will be
updated when necessary to reflect those changes. Rates
are also subject to individual credit performance.
|
|
New Cars
|
| Length of Term |
Rate |
| 24 month |
5.60% |
| 36 month |
5.65% |
| 48 month |
5.70% |
| 60 month |
5.95% |
| 66 month |
6.00% |
| 72 month |
6.25% |
| 78 month |
6.45% |
|
|
|
Used Cars
|
| Year |
Length of Term |
Rate |
| 05-08 |
66 month |
6.00% |
| 05-08 |
72 month |
6.25% |
| 03-04 |
60 month |
7.70% |
| 01-02 |
54 month |
7.95% |
| 99-00 |
42 month |
9.00% |
| 99-00 |
36 month |
8.75% |
|
|
|
New Recreational
|
| Length of Term |
Rate |
| 36 month |
5.65% |
| 48 month |
5.70% |
| 60 month |
5.95% |
| 72 month |
6.45% |
| 84 month |
7.75% |
| 120 month (min $45,000) |
8.25% |
|
|
|
Used Recreational (04-08)
|
| Length of Term |
Rate |
| 36 month |
6.75% |
| 48 month |
7.00% |
| 60 month |
7.75% |
| 72 month |
8.75% |
|
|
|
New Boats
|
| Length of Term |
Rate |
| 24 month |
8.05% |
| 36 month |
8.55% |
| 48 month |
9.05% |
| 60 month |
9.55% |
|
|
|
Used Boats
|
| Year |
Length of Term |
Rate |
| 06-07 |
48 month |
9.70% |
| 05-06 |
42 month |
10.20% |
| 03-04 |
36 month |
11.25% |
|
|
|
New Motorcycles
|
| Length of Term |
Rate |
| 24 month |
8.75% |
| 48 month |
9.75% |
| 66 month |
10.25% |
| 72 month |
11.00% |
|
|
|
Used Motorcycles
|
| Year |
Length of Term |
Rate |
| 03-08 |
72 month |
11.00% |
| 01-02 |
54 month |
10.25% |
| 01-02 |
48 month |
9.75% |
|
|
|
Personal Loans
|
| Length of Term |
Rate |
| 12 month |
7.00% |
| 24 month |
8.15% |
| 36 month |
8.90% |
| 48 month |
10.00% |
| 60 month |
10.90% |
|
|
|
Other Loans
|
| Loan Type |
Rate |
| Open End |
8.90% |
| Share Pledge - Reg |
4.90% |
| Share Pledge - DCA |
5.90% |
| VISA Platinum |
6.90% |
| VISA Gold |
10.90% |
| Classic VISA |
12.90% |
| Vision VISA |
14.90% |
| 50/50 |
9.90% |
| Step-Up |
15.00% |
| Home Equity Line Of Credit |
5.25% |
| 5 Yr Second Mortgage |
6.50% |
| 10 Yr Second Mortgage |
7.75% |
| 15 Yr Second Mortgage |
8.25% |
|
|
