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REGIONAL has several choices available for the members in order to make applying for a loan simple, quick and easy. We offer a 24-hour, 7 days-a-week Phone Loan Center and a wide variety of loan options to meet your different needs. Besides offering very competitive rates, we also have experienced and knowledgeable loan officers to answer your questions.

   First Mortgages
The credit union offers a full range of first mortgages through Lake Mortgage and Credit Union Mortgage Services. 15-year and 30-year fixed and adjustable rate programs are available, along with FHA loans, VA loans and Bridge loans. The 1-year adjustable rate mortgage and the 3/1 adjustable rate mortgage are just two of the many underwriting ratios available to the member. Loan processors at either Lake Mortgage or Credit Union Mortgage Services can schedule a meeting at a location and time that is convenient for you.

Contact the REGIONAL loan specialist for Lake Mortgage, Melissa Stover, at (219) 769-5941 or (800) 627-5566. You can also visit Lake Mortgage online at www.lakemortgage.com . Call Credit Union Mortgage Services at (219) 756-1101 or 1-800-285-0670 or visit online at www.cumortgageservice.com.

   Second Mortgages
Every time you make a house payment, you've got more equity to use. Why not use it? Whatever you need to add to your lifestyle can be yours with a Home Equity Loan from REGIONAL. When you choose a home equity loan, it is tied into your home loan. That means you may be able to deduct the interest you pay each month from your taxes (consult you tax advisor about deductibility).

We offer great rates. You can get the funds you need at a competitive fixed annual percentage rate or a variable rate. You can borrow as much as 80% loan-to-value of your home.

Our terms allow budget-friendly payments. To apply, click here, or contact a loan officer by calling either (219) 845-5654 or (800)762-7419.

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