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The rates and fees appearing in this Schedule are accurate and effective for deposit accounts. If you have any questions or require current fee information on your accounts, please call or e-mail the Credit Union.

   Savings Account Fees
Service Fee
Christmas Club Early Withdrawal Fee $ 15.00 If Withdrawn Before November 1st

   Checking Account Fees
Service Fee
NSF Fee $ 20.00 Per Item
Returned Item Fee $ 20.00 Per Item
Stop Payment Fee $ 20.00 Per Item
Check Copy Fee $ 2.50 Per Copy
Temporary Check Fee $ .10 Per Check
Check Printing Fee Prices may vary depending upon style.

   Loan Fees
Service Fee
10 Day Late Payment Fee$ 20.00
Loans Originated Before 5/01/2003
30 Day Late Payment Fee
$ 20.00

   Visa Account Fees
Service Fee
P.I.N #$ 5.00
Vision Visa Late Fee$ 20.00
Vision Visa Over Limit Fee$ 20.00
Classic Visa Late Fee$ 20.00
Classic Visa Over Limit Fee$ 20.00
Gold Visa Late Fee$ 25.00
Gold Visa Over Limit Fee$ 25.00
Platinum Visa Late Fee$ 25.00
Platinum Visa Over Limit Fee$ 25.00

   Other Service Fees (Applicable To All Accounts)
Service Fee
Reopen Closed Account$ 25.00
Account Reconciliation Fee$ 10.00 Per Hour
Statement Copy Fee$ 2.00 Per Copy
Deposited Item Return Fee$ 20.00 Per Item
Items Sent for Collection Fee$ 25.00 Per Item
Wire Transfer (outgoing) Fee$ 10.00 Per Transfer
Cashier's Check Fee$ 2.00 Per Check Under $500.00
Money Order Fee $ 1.50
Travelers Cheque Fee$ 1.00 Per $100.00
Travelers Cheques For Two Fee$ 1.50 Per $100.00
Travelers Cheques Gift Check Fee$ 2.50

   Electronic Funds Transfer Fees
Service Fee
Nonproprietary ATM Withdrawal Fee$ .75 per withdrawal
NSF Fee$ 20.00
Replacement Card Fee$ 15.00
Automatic Overdraft Fees (after exceeding the
three free automatic transfers per month)
$ 2.00

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