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We offer our members the flexibility of four different checking accounts. All you have to do is choose which account best fits your financial needs: With so many checking options, it’s easy to see how REGIONAL can help you come full circle!

Free Basic Checking

Free Basic Checking (Share 9) is for our members who want a simple, hassle-free account with no minimum balance.

  • Free Unlimited Check Writing
  • Free ATM/Check Card
  • Free Direct Deposit
  • Free E-statements
  • No Minimum Balance
  • No Monthly Fee
  • 24-hour PAL and Home Branch Access
  • Nationwide Account Access
  • Overdraft Loan Protection Available

Checking Plus

Checking Plus (Share 13) is a unique, hassle-free checking account for our members who want to maximize their returns.

  • Free Unlimited Check Writing
  • Free ATM/Check Card
  • Free Direct Deposit
  • Free E-statements
  • Three REGIONAL ATM Transaction Fees Waived Monthly
  • No Minimum Balance
  • No Fee Travelers Checks
  • Low Monthly Maintenance Fee
  • 24-hour PAL and Home Branch Access
  • Nationwide Account Access
  • Overdraft Loan Protection Available
  • Dividends paid (with a minimum balance of $1000)
  • .25% Off of Qualified Loan Rates (Not Available With Any Other Offer)

Checking Rates

Minimum Rate A.P.Y.
Basic Checking $0 0.00% 0.00%
Checking Plus $1,000 1.00% 1.01%
$2,500 1.20% 1.21%

Business Checking

Business Checking (Share 14) offers advantages perfect for small business owners and all of their checking needs.

  • Free Unlimited Check Writing
  • Free Direct Deposit
  • Free E-statements
  • No Per-Check Fee
  • No Minimum Balance Required
  • Low Monthly Maintenance Fee
  • 24-Hour PAL and Home Branch Access

First Step Checking*

Our First Step Checking account offers hassle-free checking for those members who have had financial trouble in the past. This account teaches the member the basics of a checking account.

  • Free Unlimited Check Writing
  • Free ATM Card
  • Free Direct Deposit
  • Free E-statements
  • Free Educational Service
  • No Minimum Balance
  • Low Monthly Fee
  • 24-hour PAL and Home Branch Access
  • Nationwide Account Access
  • Step Up Loan Available
  • Share Secure VISA Available

* Direct Deposit required for First Step Checking. Monthly fee of $8 applies.


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